Summary of Integration Capabilities

Payment Integrations

AndDone’s payment infrastructure supports a variety of methods for embedding credit card, debit card, and ACH payments into your applications, websites, or agency management systems.

Capability	How It Works	Best For
Payment Links API	Create secure, one-time payment links via API and share via email, SMS, or portals. Customers complete payment on an AndDone-hosted page.	Fast deployments, call centers, low-code environments
AndDoneJS (Hosted Widget)	Embed a fully branded payment experience directly into your website or portal. Supports saved accounts and customization.	Seamless customer experience inside portals or apps
Tokenization API	Securely store and reuse payment tokens for recurring or installment payments without storing sensitive card/ACH data.	Subscription billing, renewals, recurring policy payments
Split Payments / Virtual Accounts	Direct payment funds to multiple bank accounts automatically, ideal for carriers, MGAs, and agents sharing commissions.	Multi-party settlements, downstream disbursements

Premium Finance Integrations

AndDone integrates natively with IPFS to provide digital premium financing options — allowing customers to pay-in-full or finance their policies directly within your branded payment experience.

Model	Experience	How It Works
Embedded Premium Finance (EPF)	Fully embedded experience in your payment flow using AndDoneJS. Customer sees a side-by-side comparison of Pay-in-Full vs Finance via IPFS directly in your payment portal.	Generates a financing quote instantly and manages down payments
Premium Finance Lite (PFL)	API-driven, link-based financing flow. Merchant generates an IPFS financing quote, then sends a hosted AndDone payment link for the customer to complete their down payment.	Simpler, faster to implement than EPF.

Webhook-Driven Automation

AndDone supports a comprehensive webhook framework that enables real-time event notifications across payments, financing, and reporting.

Webhook Module	Purpose	Example Event
Transaction Webhooks	Get instant updates on authorization, settlements, declines, or chargebacks.	Transaction.OnSuccess → payment captured
Premium Finance Webhooks	Receive notifications when IPFS financing quotes are booked and accounts are assigned.	PremiumFinance.OnAccountBooked → account activated
Report Webhooks	Automate reporting pipelines; know when reconciliation, authorization, or settlement reports are ready to download.	Report.OnReportGeneration → daily CSV ready
Token Webhooks	Real-time alerts when customer payment tokens are created, updated, or removed.	MerchantTokenCreated

Automated Reporting & Reconciliation

AndDone provides flexible reporting APIs with real-time webhook triggers, enabling automated access to transaction, settlement, refund, and chargeback data.

Key Features

Report Download APIs
- Programmatically fetch CSV reports for:
  - Authorizations
  - Settlements
  - Refunds
  - Chargebacks
Report Webhook Integration → Automatically trigger downloads when reports are ready.
Pre-built CSVs → Include all payment metadata, fees, and settlement details.
Integrate directly with BI tools or accounting systems.