How long does it take to process a credit card vs. ACH payment?

Processing times between credit cards and ACH transactions are different. Learn more below!

Processing Times

  • Credit card payments are processed immediately
  • ACH payments can take up to 3 days

Authorized credit card payments are processed immediately, providing instant transaction confirmation. ACH (Automated Clearing House) payments may take up to 3 business days to process.

These time frames are estimates and averages. Actual processing times may vary depending on various factors, such as the financial institution involved and potential delays in the ACH network.


Click here to learn more about the accepted payment types.


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